Our
7 keys
to success
Superior track record and predictability
Talented teams
Entrepreneurial spirit
We cover Every Stage of the Acquisition & Management of a NPL Portfolio
Business
Development
• Business Development
• Contract Negotiation
• Manage Bidding Process
Valuation
• Market Insights
• Expected Liquidation
• Cost Structure
Collection
Process
• Migration to REF´s Core
• Strategy
• Back Office
Portfolio
Tracking
• IRRs
• Liquidation
• Reforecast Process
We manage third parties' loan
portfolios from origination to collection
Servicing
contract
structure
• Terms and contract
• Valuation and due diligence
• Efficiencies
Platform
connection
• Processes
• Technology
• Customer service
Collection
Process
• Migration to REF´s Core
• Strategy
• Back Office
Portfolio
Tracking
• IRR
•Liquidation Tracking
• Reforecast Process
We cover Every Stage of the
Acquisition & Management
of a NPL Portfolio
Business
Development
• Business Development
• Contract Negotiation
• Manage Bidding Process
Valuation
• Market Insights
• Expected Liquidation
• Cost Structure
Collection
Process
• Migration to REF´s Core
• Strategy
• Back Office
Portfolio
Tracking
• IRRs
• Liquidation
• Reforecast Process
We manage third parties'
loan portfolios from
origination to collection
Servicing
contract
structure
• Terms and contract
• Valuation and due diligence
• Efficiencies
Platform
connection
• Processes
• Technology
• Customer service
Collection
Process
• Migration to REF´s Core
• Strategy
• Back Office
Portfolio
Tracking
• IRR
•Liquidation Tracking
• Reforecast Process
How We Operate
Structured to Win based on
Operational excellence, strong Analytics & Technology.
How We Operate
Structured to Win based on Operational excellence, strong Analytics & Technology.
How We
Operate Structured to win based on operational excellence, strong analytics & technology.
1.Front
NPLs collections
Banks charged off
and defaulted assets collections
Asset servicing for Fintechs and Underwrites
2.Core
Strategy & Analytics
Operations
Back Office
3.Support
HR & Training
Technology
Audit & Legal
1.Front
NPLs collections
Banks charged off
and defaulted assets collections
Asset servicing for
Fintechs and Underwrites
2.Core
Strategy & Analytics
Operations
Back Office
3.Support
HR & Training
Technology
Audit & Legal
Our
Respect for formality, structure and governance
Driven by advanced analytics
Strong corporate culture
Highest ethical standards
Our
7 keys
to success
Superior track record
and predictability
Talented teams
Entrepreneurial spirit
Respect for formality,
structure and governance
Driven by advanced analytics
Strong corporate culture
Highest ethical standards
Refinancia at a Glance
- - Founded in 2005.
- - Operates in Colombia and Perú.
- - +600 employees.
- - +200 NPL portfolios purchased serving 3 million customers.
- - Collection outsourcing for top banks with an active allocation of over 110Kcustomers.
- - Servicing for Fintech Originators with 60K active customers (2020)
For more detailed information do not hesitate to contact us.
We will gladly get back to you as soon as possible.
For more datailed information
do not hesitate to reach out.
We would gladly contact you
back as soon as posible.